Accident & Health

Product Document

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Citi PA Plus Insurance Policy	RSAPAGP05001V030405	Modified	View		View
2	Suraksha Personal Accident Insurance	RSAPAGP06001V020506	Modified	View		View
3	Group Personal Accident Policy (APA 002)	RSAPAGP01001V030001	Modified	View		View
4	Smart cash Plan	IRDAI/HLT/RSAI/P-H/V.II/181/14-15	Modified	View	View	View
5	Income Protector Plus Policy	RSAPAIP06002V020506	Modified	View	View	View
6	Surgical Shield Insurance Policy	RSAHLIP08007V020708	Modified	View	View	View
7	Personal Accident Care Platinum Insurance	RSAPAIP07002V020607	Modified	View	View	View
8	Personal Accident Care Gold Insurance	RSAPAIP07001V020607	Modified	View	View	View
9	Secure All	RSAHLIP21437V022021	Modified	View	View, View	View
10	Critical Illness Lumpsum	RSAHLGP06010V030506	Modified	View	View	View
11	Accident Shield	RSAPAIP05002V020405	Modified	View	View	View
12	Surgicare	RSAHLIP09002V020809	Modified	View	View	View
13	Accident Shield Classic	RSAPAGP01003V030001	Modified	View	View	View
14	Individual Personal Accident Policy (Accidental Death & Disablement Only)	RSAPAIP01004V030001	Modified	View	View	View
15	Top Up Insurance – Health XS and Super Health XS Policy	RSAHLIP21432V022021	Modified	View	View, View	View
16	Farmers Package Insurance Policy			View	View
17	Lifeline	RSAHLIP24146V032324	Modified	View	View, View	View
18	Group Health Policy	RSAHLGP22167V032122	Modified	View	View
19	Group Personal Accident Policy			View	View
20	Janatha Personal Accident			View	View
21	Master Product (Base)			View	View
22	Micro Health Shield			View	View
23	Pre Secure Advantage	RSAHLIP25036V012425	New	View	View	View
24	Rural Accident Insurance Policy			View	View
25	Family Plus	RSAHLIP22200V032122	Modified	View	View	View
26	Arogya Sanjeevani Policy, Royal Sundaram General Insurance Co. Limited	RSAHLIP25013V022425	Modified	View	View, View	View
27	Covid Secure	RSAHLIP21048V012021	Modified	View, View	View	View
28	Suraksha Kawach	RSAHLGP19010V011819	Modified	View, View, View, View	View	View
29	Corona Kavach Policy	RSAHLIP21094V012021	Modified	View	View
30	Saral Suraksha Bima, Royal Sundaram General Insurance Co. Limited	RSAPAIP21632V012021	Modified	View	View	View
31	Advanced Top Up Health Insurance Plan	RSAHLIP23029V012223	Modified	View	View	View
32	Multiplier Health Insurance Plan	RSAHLIP23030V012223	Modified	View	View	View
33	Rural Hospital Cash (Variance of Dr. Cash Plus)			View	View
34	Divyang Plus	RSAHLIP23188V012223	Modified	View	View
35	EMI Protection Plus	RSAHLGP23218V012223	Modified	View
36	Surrosafe Health Insurance	RSAHLIP24110V012324	Modified	View	View
37	Group Advanced Top-up Health Insurance Plan	RSAHLGP24029V012324	Modified	View
38	NeXT Gen Health Insurance Plan	RSAHLIP24078V012324	Modified	View	View
39	Pre-Existing Disease Waiting Period Waiver Add-on Cover	RSAHLIA24076V012324	New	View
40	Reload Multiplier Add-on Cover	RSAHLIA24066V012324	New	View
41	Room Rent Restriction Add-on Cover	RSAHLIA24080V012324	New	View	View
42	Consumable Items Add-on Cover	RSAHLIA23149V012223	New	View
43	Health & Wellness Add-on Cover	RSAHLIA23147V012223	New	View
44	Voluntary Co-Payment Add-on cover	RSAHLIA23148V012223	New	View
45	Health EcoAdvantage	RSAHLIP25006V012425	Modified	View	View	View
46	Group Arogya Sanjeevani Policy, Royal Sundaram General Insurance Co. Limited.	RSAHLGP21542V012021	Modified	View
47	Group Multiplier Health Insurance Plan	RSHLGP23157V01223	Modified	View
48	EMI Advantage	RSAHLGP25007V012425	Modified	View
49	Loan Assure	RSAHLGP25021V012425	New	View, View, View, View
50	Group Health EcoAdvantage	RSAHLGP25035V012425	New	View
51	Smart Protect	IRDAN102P0001V01200809	Modified	View	View
52	Group Covid Secure	RSAHLGP21250V012021	Modified
53	Secure Wallet	IRDAN102CP0001V02201617	Modified	View	View
54	Shakthi Security Shield			View	View
55	ABCD Add-on cover	RSAHLIA24069V012324	New	View	View
56	OPD Add-on cover	RSAHLIA24074V012324	New	View	View
57	Maternity Discount Add-on Cover	RSAHLIA24075V012324	New	View	View
58	Room Rent Multiplier Add-on cover	RSAHLIA24067V012324	New	View	View
59	Pre-Post Hospitalization Multiplier Add-on cover	RSAHLIA24068V012324	New	View	View
60	Treatment at Home Add-on	RSAHLIA24077V012324	New	View	View

Home Insurance Product

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	RSGICL, Bharat Griha Raksha Policy	IRDAN102RP0013V01202021	New	View	View	View
2	Gruh Suraksha Home Insurance Plan - (Revision with fire cover as per standard product) - For above 5 crore SI	IRDAN102RP0003V02201617	New	View	View
3	Group Bharat Home Raksha Policy	IRDAN102RP0003V01202324	New	View	View	View
4	Royal Sundaram Homeowners Insurance (Base Product)	IRDAN102RPPR0003V01202425	New	View	View	View

Travel Insurance Product

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Travel Shield - Single Trip	RSATIOP06005V030506	Modified	View	View	View
2	Travel Shield Plus - Corporate Frequent Traveller	RSATIOP06006V030506	Modified	View		View
3	Travel Secure	RSATIOP18116V011718	Modified	View	View	View, View
4	Bharat Yatra Suraksha, Royal Sundaram General Insurance Co. Limited	RSATIDP22118V012122	Modified	View	View
5	Group Bharat Yatra Suraksha, Royal Sundaram General Insurance Co. Limited	RSATGDP22114V012122	Modified	View
6	Travel Tune	RSATGBP24140V012324	Modified	View

Motor Products

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Hybrid Electric Car Shield (For Car Shield Private Car Package policy)	IRDAN102A0001V01202324	New	View	View	View
2	Hybrid Electric Car Shield (For Bundled Private Car Long Term Policy)	IRDAN102A0002V01202324	New
3	Hybrid Electric Car Shield (For Stand-Alone Motor Own Damage Policy - Private Car)	IRDAN102A0003V01202324	New
4	Consumable Cover (For Car Shield Private Car Package policy)	IRDAN102A0006V01202324	New	View	View
5	Consumable Cover (For Bundled Private Car Long Term Policy)	IRDAN102A0007V01202324	New
6	Consumable Cover (For Stand-Alone Motor Own Damage Policy - Private Car)	IRDAN102A0008V01202324	New
7	Car Shield Private Car Package policy (Base Product)	IRDAN102RP0004V03201617	Old	View	View
8	Bundled Private Car Long Term Policy (Base Product)	IRDAN102RP0005V02201819	Old	View
9	Stand-Alone Motor Own Damage Policy - Private Car (Base Product)	IRDAN102RP0001V02201920	Old	View
10	3 Years Private Car Liability Only Policy	IRDAN102RP0001V02201819	Old	View
11	Private Car - Add-on Covers		Old	View
12	3 Years Private Car Package Policy (Base Product)	IRDAN102RPMT0002V01202425	New	View	View
15	Smart Use Add-On (Pay As You Drive - Carshield Private Car Package Policy)	IRDAN102RP0004V03201617/A0018V01202425	New	View
16	Smart Use Add-On (Pay As You Drive - Stand-Alone Motor Own Damage Policy - Private Car)	IRDAN102RP0001V02201920/A0019V01202425	New	View

Two Wheeler Products

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Two Wheeler Package Policy (Base Product)	IRDAN102RP0001V01200607	Old	View		View
2	Bundled Two-Wheeler Long Term Policy (Base Product)	IRDAN102RP0006V01201819	Old	View
3	Stand-alone Motor Own Damage Policy - Two Wheeler (Base Product)	IRDAN102RP0002V02201920	Old	View
4	Two Wheeler Long Term Package Policy (Base Product)	IRDAN102RP0002V01201617	Old	View	View
5	5 Years Two-Wheeler Liability Only Policy	IRDAN102RP0002V02201819	Old	View
6	Two-Wheeler Add Ons		Old	View

Commercial Vehicle Products

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Goods Carrying Vehicle (Base Product)	IRDAN102RP0005V02201617	Old	View	View	View
2	Passenger Carrying Vehicle (Base Product)	IRDAN102RP0007V02201617
3	Miscellaneous & Special Type of Miscellaneous Vehicles (Base Product)	IRDAN102RP0006V02201617
4	Commercial Vehicle Add Ons		Old	View
5	Loss of Income Cover for Electric 3 Wheelers (For Goods Carrying Vehicle)	IRDAN102A0004V01202324	New	View	View
6	Loss of Income Cover for Electric 3 Wheelers (For Passenger Carrying Vehicle)	IRDAN102A0005V01202324	New	View	View

Fire Insurance Products

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Royal Sundaram Bharat Sookshma Udyam Suraksha - Alternate Product (Base Product)	IRDAN102RP0007V02202223	New	View
2	Royal Sundaram Bharat Laghu Udyam Suraksha - Alternate Product	IRDAN102CP0003V01202223	New	View
3	Royal Sundaram Bharat Sookshma Udyam Suraksha (Base Product)	IRDAN102RP0014V03202021	Modification	View
4	Royal Sundaram Bharat Laghu Udyam Suraksha (Base Product)	IRDAN102RP0015V03202021	Modification	View
5	Enterprise Shield Policy - Laghu Alternate	IRDAN102CP0001V01202324	New	View
6	Enterprise Shield Policy - Sookshma Alternate (Base Product)	IRDAN102RP0001V01202324	New	View
7	360 Degree Business Shield Policy - Laghu Alternate	IRDAN102CP0002V01202324	New	View
8	360 Degree Business Shield Policy - Sookshma Alternate (Base Product)	IRDAN102RP0002V01202324	New	View
9	360 Degree Business Shield Policy - Laghu	IRDAN102CP0006V03202122	New	View
10	360 Degree Business Shield Policy - Sookshma (Base Product)	IRDAN102RP0025V04100001	Modification	View
11	Enterprise Shield Policy	IRDAN102CP0008V02201819	Modification	View
12	Enterprise Shield Policy - Laghu	IRDAN102CP0002V03202122	Modification	View
13	Enterprise Shield Policy - Sookshma (Base Product)	IRDAN102RP0021V04100001	Modification	View
14	Enterprise Shield – Group Alternate Package Policy	IRDAN102RP0001V01202425	New	View

Engineering Insurance Products

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Annual Erection All Risks	IRDAN102CP0002V01200203		View
2	Erection All Risk (Retail)	IRDAN102RP0017V01100001		View
3	Erection All Risk	IRDAN102CP0009V01201819		View
4	Machinery Loss of Profit	IRDAN102CP0016V01100001		View
5	Advanced Loss of Profit	IRDAN102CP0002V01200001		View
6	Boiler & Pressure Plant	IRDAN102CP0020V01100001		View
7	Annual Contractors All Risk	IRDAN102CP0001V01200203		View
8	Contractor's All Risk (Retail)	IRDAN102RP0018V01100001		View
9	Contractor's All Risk	IRDAN102CP0005V01201819		View
10	Electronic Equipment (Retail)	IRDAN102RP0015V01100001		View
11	Electronic Equipment	IRDAN102CP0007V01201819		View
12	Machinery Breakdown (Retail)	IRDAN102RP0015V01100001		View
13	Machinery Breakdown	IRDAN102CP0014V01201819		View
14	Contractor's Plant & Machinery (Retail)	IRDAN102RP0019V01100001		View
15	Contractor's Plant & Machinery	IRDAN102CP0006V01201819		View

Marine Insurance Products

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Marine Cargo Insurance - Open Policy	IRDAN102RP0005V01200001
2	Marine Cargo Insurance - Open Policy (Commercial)	IRDAN102CP0005V01201920
3	Marine Cargo Insurance - Single Transit	IRDAN102RP0006V01200001
4	Marine Cargo Insurance - Single Transit (Commercial)	IRDAN102CP0006V01201920

Miscellaneous Insurance Products

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	All Risk Insurance Policy (Retail)	IRDAN102RP0009V01100001		View
2	All Risk Insurance Policy (Commercial)	IRDAN102CP0002V01201819		View
3	Baggage Insurance (Retail)	IRDAN102RP0030V01100001		View
4	Baggage Insurance (Commercial)	IRDAN102CP0003V01201819		View
5	Burglary Insurance	IRDAN102RP0001V02200203		View
6	Burglary Insurance (Commercial)	IRDAN102CP0002V01201920		View
7	Fidelity Guarantee Insurance (Retail)	IRDAN102RP0005V01100001		View
8	Fidelity Guarantee Insurance (Commercial)	IRDAN102CP0010V01201819		View
9	Jewellers Block Insurance	IRDAN102CP0001V02200809		View
10	Money Insurance (Retail)	IRDAN102RP0010V01100001		View
11	Money Insurance (Commercial)	IRDAN102CP0015V01201819		View
12	Neon Insurance (Retail)	IRDAN102RP0007V01100001		View
13	Neon Insurance (Commercial)	IRDAN102CP0025V01201819		View
14	Plate Glass Insurance	IRDAN102RP0005V01200102		View
15	Plate Glass Insurance (Commercial)	IRDAN102CP0007V01201920		View
16	Royal Sundaram Specie Insurance - C Policy	IRDAN102CP0001V01202223		View
17	Royal Sundaram Specie Insurance Policy - below 5 cr SI	IRDAN102CP0002V01202223		View

Liability Insurance Products

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Commercial General Liability	IRDAN102CP0001V01201415		View
2	Directors & Officers Liability	IRDAN102CP0001V01200102		View
3	Product Liability	IRDAN102CP0026V01100001		View
4	Public Liability - Act Only	IRDAN102CP0006V01100001		View
5	Public Liability Insurance Policy - Industrial	IRDAN102RP0008V02200607		View
6	Public Liability Insurance Policy - Industrial (Commercial)	IRDAN102CP0010V01201920		View
7	Public Liability Insurance Policy - Non Industrial	IRDAN102RP0009V02200607		View
8	Public Liability Insurance Policy - Non Industrial (Commercial)	IRDAN102CP0011V01201920		View
9	Point of Purchase Insurance (Retail)	IRDAN102CP0011V01201920		View
10	Point of Purchase Insurance (Commercial)	IRDAN102CP0017V01201819		View
11	Professional Indemnity	IRDAN102RP0006V01200102		View
12	Professional Indemnity (Commercial)	IRDAN102CP0009V01201920		View

Employee Insurance Products

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Group Health	RSAHLGP22167V032122		View
2	Group Personal Accident	RSAHLGP21438V022021		View
3	Workmen's Compensation (Retail)	IRDAN102RP0011V01100001		View
4	Employees Compensation Insurance policy	IRDAN102CP0001V01201920		View

Rural Insurance Products

S.No.	Name of the Product	UIN of the product	New/Modification	Policy Wordings	Prospectus	Premium Calculator
1	Farmers Package Insurance Policy			View
2	Gramin Arokya Raksha Insurance			View
3	Janatha Personal Accident - Micro Insurance Product (Group)			View
4	Janatha Personal Accident			View
5	Live stock insurance			View
6	Micro Health Shield			View
7	PRADHAN MANTRI FASAL BIMA YOJANA			View
8	Restructured Weather Based Crop Insurance Scheme			View
9	Rural Accident Insurance Policy - Micro Insurance Product (Group)			View
10	Rural Accident Insurance Policy			View
11	Rural Hospital Cash ( Variance of Dr. Cash Plus)			View
12	Rural Micro Enterprise Shield			View
13	Shakthi Security Shield - Micro Insurance Product (Group)			View
14	Shakthi Security Shield			View